Have you ever noticed your laundry taking too long to dry? If your dryer requires more than two cycles, that's the first sign of a problem that is often blamed on the dryer. But in most cases, the dryer is not the problem. Unless your dryer is antique or over-used,...
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Flood Insurance Covers More than a Rainy Day by On Tap Credit Union
Many people think that if their home isn't in a designated flood zone, they don't need flood insurance. After all, if the mortgage company isn't requiring it, it must not be that important, right? You may want to think again. Sure, if you're living next to a river,...
Eight Considerations for First-Time Homebuyers by On Tap Credit Union
Buying your first home is an exciting prospect, carrying with it a strong sense of accomplishment and independence. It’s also likely the biggest financial investment you’ll make – at least until your next home purchase – and will most likely require you to obtain a...
Paying Down Debt by On Tap Credit Union
With the New Year coming up, many people may be thinking about what they can do about reducing their personal debt, which in America has reached almost staggering levels: the average amount of household debt tops $134,000, including mortgages, credit cards, car loans...
Acupuncture and Neurofeedback Helps Treat Imbalances, Including Emotional Ones by Alexia Bennetts, L.Ac., Dipl. Ac., Calm Spirit Acupuncture and Massage
When I started my acupuncture practice in 1999, I remember being very surprised by how many of my patients were taking medications and self remedies for mental imbalances. Some were taking strong anti-anxiety medications, others said they often used the bulk weed...
How to Protect Yourself and Your Partners: The Value of a Properly Funded Buy-Sell Agreement by Andrew Ekberg, Northwestern Mutual
As an entrepreneur, you know that starting a business is challenging. What you may not have considered is how difficult continuing that business can become, especially if one of your co-owners retires, gets divorced, or suddenly becomes disabled or dies. A business...